CHASE - CREDITCARDS

Analyzing Your Business Performance
In addition to financial measurements, you should examine several other key business measurement areas that make a direct contribution to the growth and success of your business. These areas are productivity, personnel, and sales and marketing.

Create Your Business Plan
Your business plan may be your most valuable business document. In addition to helping you get a loan, there are several other reasons to complete a business plan. The process of researching and writing your plans will help you determine if you are ready to start your new venture. The plan helps you and your employees stay focused on your business goals, and shows you where you may need to make adjustments as the situation changes and evolves.

Developing Your Financing Proposal
You will need money to get your great business idea off the ground. If you do not have sufficient funds yourself, you will need to borrow. Your financing proposal will demonstrate to the prospective lender that you know what you are doing.

How To Analyze Your Cash Flow Projections
Once you have generated your cash flow projections, you can use them in your business analysis by following the eight steps listed in this article.

How to Analyze Your Financial Statements
Once you have your financial statements completed, use these ratios to determine the health of your business and to compare to industry norms.

How To Prepare Your Statement Of Cash Flows
You can use the cash flow statement to record sales revenues received and expenses paid during the month. When you have accumulated a year or more of this information, you can project next year's, or next month's cash needs. These projections will help you identify the amount and timing of cash shortfalls. Then you can use this schedule to plan for loans to cover your cash needs, and when the money will be available to repay the loans.

How To Use Your Statement Of Cash Flows To Make Projections
You can prepare a cash flow projection using the information in your Statement of Cash Flows. This projection will be useful to indicate monthly cash outflows over a specified period. You may want to anticipate when you will need funds for insurance premiums, computer system upgrades, building renovations, or new employees.

Small Business Credit Cards vs. Corporate Cards
The term business credit card can sometimes be confusing. There are two variations on this theme—small business credit cards and corporate credit cards. Each serves a specific business purpose.

Starting A Business--What You Need to Know Before You Go To Your Bank For A Loan
You will save time and improve your chances of success if you prepare. Here is a checklist of what bankers look for when deciding whether to loan you money for your new venture.

Tips On Improving Your Cash Flow
Cost-cutting is one way to improve your cash flow. Here are three areas to consider for potential savings: finance and bookkeeping, communications, and purchasing.

Understanding Your Financial Statements
Financial statements (also called financial reports) are formal records of business financial activity. These reports illustrate an overview of a business’ financial condition and changes in financial position over time. Management, investors, and others use these statements to analyze and understand the company’s short- and long-term financial health.

Your Marketing Plan
There is more to marketing your business than selling. It is essential that you know your customers, your product, and the market very well. Such knowledge allows you to come up with a solid, research-based marketing plan.

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